These terms of use apply to the pages available on the
SSQ, Life Insurance Company Inc. Web site.

For information about the terms of use established by
SSQ General Insurance Company Inc., click here.

NOTICE

Access to and use of the SSQ, Life Insurance Company Inc. Web site are subject to the following terms and conditions, which you are advised to read carefully. Using this Web site constitutes acceptance of these terms and conditions.

CONTENTS

SSQ, Life Insurance Company Inc. includes all of the companies offering products and services on this Web site that are affiliated with SSQ.

PRIVACY POLICY

Certain circumstances may require that SSQ, Life Insurance Company Inc. collect personal information from you for identification purposes. This may be so that you can receive information on our products and services, register to receive certain site updates, take part in a contest or submit an application for employment.

Each time you are asked to provide personal information,
SSQ, Life Insurance Company Inc. will specify the purpose for which the information is requested and will only collect the information required expressly for that purpose.

Only those persons associated with SSQ, Life Insurance Company Inc. and who require such information to perform their duties will have access to the personal information you provide.

SSQ, Life Insurance Company Inc. recognizes the confidential nature of personal information and agrees to take all necessary measures to protect its confidentiality. For security reasons, all personal information submitted through this Web site is encrypted to ensure it cannot be accessed by unauthorized third parties.

If you do not wish to provide personal information, you can still access most of the
SSQ, Life Insurance Company Inc. Web site, except those areas requiring registration.

RELIABILITY OF INFORMATION CONTAINED ON THE WEB SITE

SSQ, Life Insurance Company Inc. agrees to take all measures to ensure that the information contained on this Web site is as reliable as possible. However,
SSQ, Life Insurance Company Inc. cannot guarantee that the information on this Web site is up to date at all times and declines all liability whatsoever to this effect. Using this Web site implies that you accept this risk.

COOKIES

SSQ, Life Insurance Company Inc. may occasionally use cookies. A cookie is a unique text file that a Web site can send to your browser software. Cookies enable a Web site to offer a personalized browsing experience by tailoring the information presented based on personal preferences. You may set your browser to reject cookies. However, this may affect your ability to access and use certain elements of the site.

OTHER WEB SITES

For practical reasons, SSQ, Life Insurance Company Inc. may provide links to other Web sites via this site. However, SSQ, Life Insurance Company Inc. does not endorse or assume liability for the content or quality of these Web sites, or for any modifications to such Web sites, since these sites are subject to their own terms of use and privacy policies. Consequently, SSQ, Life Insurance Company Inc. shall not be held liable for any damages resulting directly or indirectly from the use of these hyperlinks and cannot guarantee that these Web sites are free of viruses, electronic bugs or other problems that may affect their use.

LIMITATION OF LIABILITY

SSQ, Life Insurance Company Inc. shall in no way be held liable for any damages whatsoever, resulting directly or indirectly from the use or operation of this Web site, and cannot guarantee that the site will be available at all times.

COPYRIGHT AND TRADEMARKS

The information available on this Web site is protected by copyright laws. It is therefore strictly prohibited to copy, reproduce,publish, distribute or otherwise use this information, in whole or in part, without the written consent of SSQ, Life Insurance Company Inc. Visitors to the Web site may use the information or data provided strictly for personal purposes.

The product, service and company names that appear on this Web site are trademarks of the companies affiliated with SSQ, Life Insurance Company Inc. No logos, graphics, sound or images that appear on this Web site may be reproduced or retransmitted without the written consent of SSQ, Life Insurance Company Inc.

TRANSACTIONS

These conditions of use apply to all transactions made within this site. By carrying out transactions, you accept that the use of your username and password constitutes your legal signature and that it is your responsibility to keep these confidential. SSQ, Life Insurance Company Inc. is not responsible for verifying the true identity of the person using your username and password. It is your responsibility to inform SSQ, Life Insurance Company Inc. of any unauthorized use of your username and password.

Furthermore, you also accept that SSQ, Life Insurance Company Inc. is not responsible in any way for any loss or damage that may result, directly or indirectly, from a transaction made in accordance with a request made by another person using your username and password.

ALL RIGHTS RESERVED

All rights that were not explicitly set out in this legal notice are reserved.