Mutualism, strength in simplicity
What is a mutual?
A mutual is a company where members, united in solidarity, join forces to protect themselves against certain risks, such as accident or illness. It’s a democratic structure where everyone can contribute.
Principles of mutualism
Our strength lies in our values:
Advantages of doing business with Beneva Mutual
We’re team players at Beneva Mutual. Our members can participate in decision-making. People are at the heart of our priorities. Since we don’t face the same return pressures as publicly traded companies, we take the time to really get things right. And our engagement? It includes concrete social and philanthropic actions for the community. We’re here to make a difference.
Who are our members?
You become a member* of our Mutual as soon as you take out an insurance policy with us. You then belong to one of the two types of members.
Together, you actively participate in our mutualist mission.
Who can participate in annual meetings?
All our members may attend Beneva Mutual annual meetings. Keep an eye on this page for all the details. As for voting, that’s reserved for our delegates and administrators.
Got questions? We’ve got answers!
Members who act as delegates enjoy democratic decision-making. Since people are our top priority, we are committed to supporting the community through concrete social and philanthropic actions.
You can get involved by participating in annual meetings and, if you’re a delegate, by voting on items raised during meetings.
At an annual meeting, we start by presenting an overview of the past year. Then we release the financial statements. Members have a chance to ask questions and discuss various items. Finally, delegates and administrators vote on certain decisions and elections, if necessary. This is an important opportunity to be transparent and for members to participate in the life of the mutual.
