Simplified Whole Life Insurance
Avoid the full underwriting process for your clients in good health who want whole life insurance coverage. Simplified Whole Life Insurance means fewer questions, no medical exam and your client is insured in 60 minutes or less.
- Insurance amount of up to $249,999
- Reduced paid-up coverage as of the 6th year
- No cash surrender value
- Extreme disability benefit included
- In good health (list of questions)
- Aged between 18 and 80
- Looking for simple lifetime coverage without additional benefits
- Preferring a remote purchasing method with no medical exam
- Wanting to be insured right away
Advantages of simplified issue life insurance
Everything is faster
From application to policy delivery in 60 minutes or less*
No medical exam
Shorter delivery time = everyone is rewarded
100% electronic process
Secure non face-to-face platform
Policy delivered electronically
Compare our simplified issue life insurance options
Find out more about Simplified Term Life Insurance and Guaranteed Issue Whole Life Insurance.
Note: Policies can be delivered within the hour on weekdays between 5:30 a.m. and 11:30 p.m. and on weekends between 4:30 a.m. and midnight on Saturday, and between 7:00 a.m. and midnight on Sunday (Eastern time).
*For additional insurance applications submitted by an existing SSQ Insurance client, the policy delivery times may be longer.
The information on this page is provided for information purposes only. It is not intended to describe all the provisions, exclusions and limitations applicable to any particular benefit or insurance policy. For a complete description of the provisions, exclusions and limitations, please refer to the insurance contract.