SSQ Insurance offers loan programs for investment in RRSPs, TFSAs with various reputable lending institutions like:

  • B2B Bank
  • SSQ Insurance

RRSP Loans

An RRSP loan means borrowing money to invest in an RRSP. Such a loan enables your clients to maximize the benefits of RRSPs and increase their savings for retirement.

SSQ Insurance RRSP Loan

Amount of Loan

  • Minimum: $2,000
  • Maximum: $50,000


The repayment period must not exceed the next whole number following the amount of the loan divided by $2,000.

For example, the repayment period on a $6,500 loan must not exceed 4 years.

$6,500 / $2,000 = 3.25, or 4 years maximum.


The loan is repaid by monthly pre-authorized debit payments.

There is no penalty if the loan is repaid in full or in part at any time.


Deferred Initial Payment

Your clients may choose to defer their initial payment up to:

  • 3 months (minimum repayment period of one year)
  • 6 months (minimum repayment period of 2 years)

Interest Rate

Repayment period Variable rate
3 and 6 months Prime rate + 1.25%
12 and 24 months Prime rate + 1.25%
3 to 5 years Prime rate + 2.25%
6 to 10 years Prime rate + 3.25%

Learn More

RRSP Loan program overview (PDF, 281 kB)


With a TFSA loan, you can build a savings strategy for your clients, whether it's for retirement or another project they hold dear.

TFSA Loan - B2B Bank

With B2B Bank's TFSA Loan Program, your clients can reap all the benefits of a TFSA, including tax-free savings.

Learn more

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