What does co-owner insurance include?
A co-owner insurance is divided into three parts: property, revenue, and civil liability.
- The building you co-own, including indoor or outdoor pool, lobby furniture, etc.
- Outbuildings located on the insured premises, such as a garden shed, detached garage, etc.
Your civil liability
Multi-peril insurance covers civil liability, which means you are not financially responsible for bodily injury or material damage that is involuntarily caused to a third party.Multi-peril insurance also includes an option to cover liability of condominium administrators.As part of this protection, SSQ Insurance covers the legal fees you may incur in a civil liability case.
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* Certain conditions, restrictions, and limitations may apply.
** Certain conditions, limitations, or exclusions may apply. Average savings are applicable to new auto and home insurance policies only (owner-occupied). Amount provided for information purposes only and subject to change without notice.