Coverage available through dealerships

Reassuring insurance products and extended warranty

 

What can we help you with?

Group Credit Insurance

Group credit insurance reimburses all or part of the unpaid balance on your vehicle1 loan or lease in the event of death, disability or critical illness:

  • Cars
  • Leisure vehicles
  • Recreational vehicles
  • Boats

Distribution Guides and Summaries - Group Credit Insurance

In case of death

Your estate will not inherit your financial burden upon death. We could reimburse your loan or lease in whole or in part2.

In case of disability

In the event that you are eligible for total disability benefits, we could continue to make your monthly payments of your loan or lease2.

In case of critical illness

In the event that you are diagnosed with one of the 12 critical illnesses covered, we could reimburse your loan or lease in whole or in part2.

How to purchase our group credit insurance

Several types of coverage are offered. Ask the financial director at your dealership.

How to cancel your insurance certificate

Within 20 days of purchase

You can cancel your certificate up to 20 days after purchase at the dealership at no cost.

Please send us the following documents:

After 20 days

In this case, reimbursement is not in full and fees may apply.

Please send us the following documents:

Email

infosac@ssq.ca

Fax

1-877-779-7602

Your insurance cancellation request will be processed in the 30 to 45 days following receipt of all documents.

Replacement Insurance (Q.P.F. No. 5)

This complementary insurance covers damage caused to your vehicle.

Available for periods of up to seven years2, it can be purchased for the following vehicles:

  • Cars
  • Leisure vehicles
  • Recreational vehicles

Distribution Guides and Summaries - Replacement Insurance

Advantages of replacement insurance

Deductible and car rental expenses

In the event of loss, whether total or partial, replacement insurance covers the deductible imposed by your main insurer as well as rental expenses3.

Partial loss

For a new vehicle or demonstrator, parts that cannot be repaired will be replaced with new original manufacturer parts.

Total loss (accident or theft)

If your vehicle is new or a demonstrator, it could be replaced by a new model of the current year with similar features, equipment and accessories.

If your vehicle is used, you may receive a lump sum equal to the marked-up value of your vehicle less the amount reimbursed by the primary insurer.

Example in case of total loss or theft

 

How to purchase replacement insurance

Ask the financial director at your dealership.

How to cancel your insurance contract

Within 20 days of purchase

You can cancel your contract up to 20 days after purchase at the dealership at no cost.

Please send us the following documents:

After 20 days

In this case, reimbursement is not in full.

Please send us the following documents:

  • Notice of termination of an insurance contract (PDF, 117 Kb)
  • Copy of your insurance certificate
  • An official receipt or quittance from the financing agreement’s creditor
  • Contact information (address and phone number)
  • Copy of the indemnity Claim with primary insurer (in case of total loss only)

Email

infosac@ssq.ca

Fax

1-877-779-7602

Your insurance cancellation request will be processed in the 30 to 45 days following receipt of all documents.

Additional Protection Plans

Extended warranties4 can be taken out to cover repairs!

This coverage takes over when the manufacturer’s warranty expires.

We offer personalized protection plans adapted to your needs so that you can enjoy your vehicle for as long as possible, whether it is a:

  • Car
  • Leisure vehicle
  • Recreational vehicle

How to obtain an additional extended warranty

Ask your dealership.

To cancel your extended warranty

You may cancel your extended warranty within 30 days of purchase, if you did not submit a claim, by contacting your dealership.

You will be reimbursed an amount equal to the purchase price less $100 (administrative fees).

Partner Products

Specialized Mechanical Warranty

Through our partners, we offer XtraRide and Xtended protection plans.

 

Certain restrictions apply.

1 Restrictions apply depending on the type of vehicle.
2 The residual value protection for a lease is optional.
3 Sous réserve du montant prévu à votre contrat d’assurance de remplacement.
4 As per the amount stipulated in the replacement insurance contract.
5 Up to the amount and term stipulated in the contract.