New Rates Life Insurance

Term Plus

New competitive prices.
Same great product.

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Now with some of the most competitive prices on the market

On May 18, 2021, we made premium rate adjustments to our term, permanent and universal (T100 only) life insurance products as well as other changes.

Good news! We reduced our initial and renewal premium rates for Term Plus for most ages, terms and insurance amounts. This also applies to both the level and decreasing death benefit.

Check out our Term Plus average premium decreases below.*

Term Plus average premium decreases

* The average premium decrease is calculated using the arithmetic mean.

Term Plus
Outstanding flexibility and coverage

Term life insurance that adapts to every client with great built-in benefits

 

Guaranteed insurability

Increase your client’s coverage without evidence of insurability if their needs change in the future.

 

Term exchange

Exchange your client’s policy for a longer term at any time between the 1st and 5th policy anniversary.

 

Extreme disability

Receive an advance on the policy’s face value, up to $250,000, in the event of extreme disability.

Loan insurance solutions that help protect against everyday risks

Mortgages, lines of credit or even business loans1
we’ve got it covered

  •  

    Life insurance
    Flexibility to combine different terms of 10, 15, 20, 25, 30, 35 or 40 years under a single insurance policy with no proof of loan required.

  •  

    Credit disability protection
    Payment of a monthly benefit up to 1.5% of the insurance amount, to a maximum of $3,500 per insured, which covers your loan obligations in case of a total disability.

  •  

    Critical illness coverage
    A lump-sum tax-free benefit of $20,000 payable upon diagnosis of one of the three most common illnesses: cancer, heart attack and stroke.

Because we understand online tools are a necessity

Term Plus and Critical Illness electronic application

The SSQ Electronic Application makes working remotely a breeze. Completing an insurance application and declaration of insurability online may even save you from a phone interview and speed up the issuing process. The electronic application makes clients happy by saving time and reducing mistakes.

Check out this quick tutorial to see how it works.

SSQ Permanent Life

Generous Cash Surrender Values

Lower interest rates are increasing the cost of permanent insurance across the industry. However, at SSQ Insurance, we are proud to offer some of the most generous cash surrender values for non-participating whole life products on the market.

Support for your business

Find everything you need on our advisor site and with the links below.

 

Electronic application

 

Advertising tools

These tools are designed to enhance your communications with current and potential clients in your business development efforts.

See all the tools

1 Certain conditions, restrictions and exclusions apply.

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