All rates are compounded annually and may change without notice.
Simple interest rates are also available on request for some GIAs. However, these are only offered for TFSAs and non-registered savings plans (NRSPs).
For interest rates on other terms please contact us.
A short-term interest rate of 0.25%, compounded annually, is applicable on contributions awaiting investment.
Non-redeemable GIAs cannot be redeemed, neither periodically nor in a lump sum, even for RRIFs and locked-in RRIFs.
The prime rate (PR) applicable to SSQ loans is the prime business rate posted by the Bank of Canada. This rate is variable and may change without notice.