Critical Illness Insurance

A solution that allows your clients to focus on getting better

SSQ Financial Group's critical illness insurance is comprehensive coverage that gives your clients the means necessary to maintain their lifestyle and ease their financial obligations in the event of the diagnosis of a critical illness.

Coverage options

SSQ Financial Group offers 3 types of critical illness insurance:

  • Basic coverage covering 3 illnesses
  • Enhanced coverage covering 25 illnesses
  • Children protection covering 28 illnesses
Illnesses covered Basic coverage – 3 illnesses Enhanced coverage – 25 illnesses Children protection – 28 illnesses
Alzheimer's disease  
Aortic surgery  
Aplastic anemia  
Autism    
Bacterial meningitis  
Benign brain tumour  
Blindness  
Cancer (life-threatening)
Coma  
Coronary artery bypass surgery  
Cystic fibrosis    
Deafness  
Heart attack
Heart valve replacement  
Kidney failure  
Loss of autonomy  
Loss of limbs  
Loss of speech  
Major organ transplant  
Major organ transplant on waiting list  
Motor neuron disease  
Multiple sclerosis  
Muscular dystrophy    
Occupational HIV infection  
Paralysis  
Parkinson's disease  
Severe burns  
Stroke

Basic Coverage - 3 Illnesses

Available Coverage

  • 10-year and 20-year term insurance:
    • Level, guaranteed premiums for the initial term
    • Renewable coverage with guaranteed renewal premiums
    • Convertible
  • Coverage up to age 75:
    • Level, guaranteed premiums
  • Coverage up to age 100:
    • Level, guaranteed premiums
  • Coverage up to age 100 with premium payment option over 20 years:
    • Level, guaranteed premiums

Individual and multi-life coverage available

Enhanced Coverage - 25 Illnesses

Available Coverage

  • 10-year and 20-year term insurance:
    • Level, guaranteed premiums for the initial term
    • Renewable coverage with guaranteed renewal premiums
    • Convertible
  • Coverage up to age 75:
    • Level, guaranteed premiums
  • Coverage up to age 100:
    • Level, guaranteed premiums
  • Coverage up to age 100 with premium payment option over 20 years:
    • Level, guaranteed premiums

An additional 10% of the sum insured is paid out in the event of a diagnosis of certain types of skin cancer, breast cancer, prostate cancer or coronary angioplasty.

Individual and multi-life coverage available

Children Protection - 28 Illnesses

Available Coverage

  • Coverage up to age 75:
    • Level, guaranteed premiums
  • Coverage up to age 100:
    • Level, guaranteed premiums
  • Coverage up to age 100 with premium payment option over 20 years:
    • Level, guaranteed premiums

An additional 10% of the sum insured is paid out in the event of a diagnosis of certain types of skin cancer, breast cancer, prostate cancer or coronary angioplasty.

Individual and multi-life coverage available

Assistance Coverage

The assistance coverage benefit is included, at no cost, on all critical illness insurance products and includes:

  • Second medical opinion
  • Psychological assistance
  • Legal assistance

Complementary Insurance

Your clients may add other insurance products to their critical illness contract to complete their coverage:

  • Life insurance
  • Fracture insurance
  • Juvenile coverage for 15 juvenile critical illnesses (offered with basic and enhanced coverage)
  • Premium waiver in the event of disability:
    • Upon death
    • At the end of the contract
    • When the contract is cancelled

Learn More

Contact us

Quebec 1-888-292-8483 sales.insinv.qc@ssq.ca
Ontario, Western and Atlantic Canada 1-888-429-2543 sales.insinv@ssq.ca