Term Life Insurance

Major Rate Reductions

Same affordable and flexible life insurance, better rates

Is protecting your clients’ loved ones a priority? It is for us too!

That’s why we created a range of Term and Term Plus life insurance products to meet their needs at a very affordable price.

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Show our low rates to your clients

These rate reductions are effective as of September 6, 2017

Product Average rate decrease

Term 10*

0.8%

Term Plus 10*

0.8%

Term 20*

1.5%

Term Plus 20*

1.5%

Term Plus 25

1.5%

Term Plus 30

2.0%

Term Plus 35

3.0%

*Rate increase for isolated age brackets for 10- and 20-year Term and Term Plus products

Coverage Options

Term Life

  • Choice of 3 coverage options: 10 or 20 years or until your client reaches age 70
  • Guaranteed premiums
  • Renewable until age 85 without evidence of insurability
  • Convertible to permanent life insurance, without evidence of insurability
  • Individual, joint and multi-life coverage available

Term Plus

  • Choice of coverage for 10, 15, 20, 25, 30 or 35 years
  • Guaranteed premiums
  • Level or decreasing insurance amount to 50% of the initial amount
  • Renewable every 5 years, up to age 85 without evidence of insurability
  • Convertible to permanent life insurance up to age 70, without evidence of insurability
  • Insurance amount may increase under the guaranteed insurability benefit  
  • Individual, joint and multi-life coverage available

Complementary Insurance

Your clients may add other insurance products to their term life insurance contract to complete their coverage:

Learn More

Contact us

Quebec 1-888-292-8483 sales.insinv.qc@ssq.ca
Ontario, Western and Atlantic Canada 1-888-429-2543 sales.insinv@ssq.ca