Guaranteed Issue Whole Life Insurance
Provide some relief for your clients who may have trouble getting insurance or who are in poorer health. They can get whole life insurance without a medical exam in 60 minutes or less. Acceptance is guaranteed.
- Insurance amount of up to $50,000
- Reduced paid-up coverage as of the 5th year
- Waiting period of 2 years in the event of non-accidental death
- No cash surrender value
- In poorer health or who’ve been declined for traditional whole life insurance
- Aged between 18 and 80, but especially older clients who are more difficult to insure
- Looking for simple basic lifetime coverage without additional benefits (i.e., to cover funeral expenses)
- Preferring a remote purchasing method with no medical exam
Advantages of simplified issue life insurance
Everything is faster
From application to policy delivery in 60 minutes or less*
No medical exam
Shorter delivery time = everyone is rewarded
100% electronic process
Secure non face-to-face platform
Policy delivered electronically
Compare our simplified issue life insurance options
Find out more about Simplified Term Life Insurance and Simplified Whole Life Insurance.
Note: Policies can be delivered within the hour on weekdays between 5:30 a.m. and 11:30 p.m. and on weekends between 4:30 a.m. and midnight on Saturday, and between 7:00 a.m. and midnight on Sunday (Eastern time).
*For additional insurance applications submitted by an existing SSQ Insurance client, the policy delivery times may be longer.
The information on this page is provided for information purposes only. It is not intended to describe all the provisions, exclusions and limitations applicable to any particular benefit or insurance policy. For a complete description of the provisions, exclusions and limitations, please refer to the insurance contract.