Electronic Application Tutorial

Selecting the type of insurance

When creating a new application, select the product you want to recommend to your client:

  • Traditional Life Insurance: Term Plus or critical illness product.
  • Simplified Life Insurance: Simplified Term or Whole Life insurance or Guaranteed Issue Whole Life insurance

Applications for simplified life insurance products include eligibility questions (medical history and lifestyle habits). Eligible clients are rapidly issued a policy – no nurse will call and no medical exam will be required.

Applications for Term Plus and critical illness products will require a phone interview with a nurse and possibly a medical exam.