Retirement or End of Employment
If you are nearing retirement or if you are soon leaving a group insurance plan, SSQ Insurance offers an individual insurance product to meet your needs.
SSQ Insurance health insurance offers coverage for the following care and services:
Hospital Room
- Hospitalization expenses
Health Professionals
- Acupuncturist
- Chiropractor
- Physiotherapist
- Other health professionals (contact one of our advisors)
Medical Services
- Ambulance
- Laboratory analysis
- Orthoses
- X-rays
- Other medical services (contact one of our advisors)
Travel Insurance
- Expenses in the event of an accident or sudden illness
- Trip cancellation
- Travel assistance services
Home Care
- Home assistance
- Childcare expenses
- Transportation expenses
- Nursing care
Vision Care (optional)
- Eye examination
- Contact lenses
- Eyeglasses
Prescription Drugs
SSQ Insurance reimburses prescription drugs not covered by public plans under certain conditions. For more information, contact one of our advisors.
Eligibility
No evidence of insurability is required to purchase health insurance if you apply within 90 days of the end of your group health insurance.
However, if you wish to increase your travel insurance from 30 days to 180 days, you will need to provide evidence of insurability.
Evidence of insurability will be required if:
- You apply for health insurance more than 90 days after your group health insurance ends.
- You do not have a group health insurance contract.
- You must also be under age 70 to be eligible for health insurance.
To Apply for our Health Insurance
Contact one of our financial security advisors or request your information kit today.
Travel insurance is included if you have health insurance coverage.
Details on our Travel Insurance
- Maximum duration of travel
- Up to 30 days
- More than 30 days and less than 180 days
- Maximum reimbursement for an insured person per trip: $5,000,000
- Trip cancellation, maximum reimbursement of $5,000
- Travel assistance included with CanAssistance
Eligible Expenses
Many expenses are eligible under travel insurance in the event of an accident or sudden illness:
- Ambulance
- Hospitalization expenses
- Doctor's fees or paramedical care fees
- Transportation expenses to return home
- Prescription drugs
- Nursing care in a hospital
- Other expenses (contact one of our advisors)
Eligibility
No evidence of insurability is required to purchase health insurance if you apply within 90 days of the end of your group health insurance.
However, if you wish to increase your travel insurance from 30 days to 180 days, you will need to provide evidence of insurability.
Evidence of insurability will be required if:
- You apply for health insurance more than 90 days after your group health insurance ends.
- You do not have a group health insurance contract.
- You must also be under age 70 to be eligible for health insurance.
To Apply for our Travel Insurance
Contact one of our financial security advisors or request your information kit today.
Dental care insurance covers the most common expenses. These may be reimbursed during your visit to the dentist.
Basic Dental Care
- Diagnostic service every nine months
- Preventive care, including a cleaning every nine months
Routine Dental Care
- Minor restoration
- Root canal treatment
- Rebase, reline, adjustment, and repair of removable dentures
- Other (contact one of our advisors)
Major Restorative Services
- Removable dentures
- Fixed bridges
Requirements
If you wish to have dental care insurance, you must have a health insurance contract or an SSQ Insurance group contract with a group of retirees.
Eligibility
No evidence of insurability is required to purchase dental care insurance if you apply within 90 days of the end of your group dental care insurance.
Evidence of insurability will be required if:
- You apply for dental care insurance more than 90 days after your group dental care insurance ends.
- You do not have a group dental care insurance contract.
- You must also be under age 70 to be eligible for health insurance.
To Apply for our Dental Care Insurance
Contact one of our financial security advisors or request your information kit today.
SSQ Insurance offers various life insurance products adapted to your needs and for each stage in your life:
- Mortgage to repay
- Putting children through school
- Retirement
Some life insurance products are offered without evidence of insurability under certain conditions.
To Apply for Life Insurance
Contact one of our financial security advisors or request your information kit today.
Covered under a group insurance plan for public sector retirees?
Get comprehensive information about the benefits for retirees!